Saving is essential…. irrespective of the amount you earn.
just saving is not enough, INVEST! Else, your money loses value with each passing day
Fixed Deposits will NOT make you wealthy.
You do not need a Credit Card. Spend from what you have. Period!
Life insurance is not the best investment, hell it is not even an investment.
Stay miles away from LOANS! Luckily for me, this happened by chance since I did not have too many wants.
Mutual funds sahi hai! Start small, increase over time, stay patient. Small amounts make big money in the long run.
The sooner you take a Term Insurance plan, the cheaper it is.
Health Insurance is protection from an unfortunate worst case scenario. Don’t assume that life will always be smooth.
The value of fancy cars, expensive clothes, accessories, etc. all goes down with time. Buy what you need & make the most of what you buy.
Learn about Equities & understand them before investing. Otherwise it is simply gambling.
When you lend money to family & friends, be aware that this money might never make its way back. So lend only how much ever you are okay to forget about, without effecting your financial health.